The NZSA Retirement Income Interest Group has recently released a report looking at the distribution of balances for KiwiSaver members aged over 45. The analysis shows that the KiwiSaver gender gap for those coming up to retirement is primarily around level of contribution and not around fund type. In some of the gender-related work previously published there seems to be a view that a lack of investment confidence among women is a key problem. We don’t find evidence for this. The key issue for regulation and policy work aimed at New Zealanders in, and leading up to, retirement is that modest KiwiSaver balances are a reality for most men and women aged 45+.
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